“Money is not the primary asset but time is”
-Gordon Gekko-
This quote from Wall Street reminds me of the often forgotten focus in which our society has. We are so filled up with making money but have no idea what to do when we have it.
I have met people who spend so much time being financially well-off that they have no idea what to do later with it. They spend their time buying material items or travelling but none of them fulfills them in a way that it should.
I think we often forgot our TRUE goals and dreams in the pursuit of this cultural obsession with money.
This is a 12 step guide to help you use the most out of your TIME:
- Know what’s most important. We often get so caught up with life that we forget what’s most important in life to us. We need to take time off to focus and know what areas of our lives or work which are most important. Understand Pareto’s 80/20 analysis. Knowing what’s most important is the first step for maximising our time.
- Focus on the important. Knowing what’s important is unimportant if we don’t do it. Learn to focus on what’s important. Spend time increasing our activities on what’s most important.
- Buy more experiences. We often get caught up with material items like houses and cars. Realize that we come to the world with nothing and leave the world with nothing. Experience is all that we have. Learn to enjoy life more by buying experiences instead of getting caught up with paying for the huge mortgage or car loan.
- Cut down on your material purchases. Most material purchases bring no fulfillment whatsoever. Take time to ask yourself: What material item brought you happiness? Very often we would not think of any material item which does. We have little joy from them but often get caught up with the need to pay for them either through a credit card etc.
- Plan. Plan our days better. Focus on the most important. Planning gives us the focus we need to do those things we are important and which we love.
- Reflect. Always generate new ideas. Learn to think outside of the box for ways to cut down time. Learn to automate, outsource, delegate our work.
- Don’t waste time on things which brings about small amount of fulfillment. Example include gossiping, watching television etc. Find for things which we really enjoy and which gives us more enjoyment. When we enjoy more, we tend to be more productive when we have to work.
- Always know what you truly want. You might have dreams like to travel to a certain country or to set up a business. ALways focus on it. Know what you truly want and work towards it. Keep your mind focus on it. Don’t get into the thinking where you believe that only when you have x amount of money that you will start. Start now. Plan now. The money would come.
- Use money. Don’t save too much. Saving are for wimps. We are brought up in this culture where we believe in saving and that it is a good habit. To me, it’s a bad habit because more often than not people believe that having x amount of money is the goal rather than the fulfillment of one’s dream. Don’t worry about a rainy day. Even if it rains, you’ll be dry after some time.
- Saving money doesn’t help you achieve your dreams. Planning does. Start now. Save to fulfill a dream, not for emergency.
- Learn to think away from the general norm. Most of what the general norm does doesn’t make sense. Many fail to think because it’s much easier for us to follow the norm than just think outside the box. As a result, most of us end up with the same results.
- Enjoy Life. This is the most important. If we don’t know how to enjoy life, it doesn’t matter how much money we have. Because even if we have that amount of money, we still won’t enjoy it. Enjoyment comes free from circumstances. It doesn’t matter if you have 100 dollars in the bank or a million dollars in the bank.


